SSI is a needs-based program. Work history is not required. Benefits are available to disabled adults, children, and people 65 or older who meet strict income and asset limits.
SSI vs. SSDI
| SSI | SSDI | |
|---|---|---|
| Work history required | No | Yes |
| Income/asset limits | Yes | No (but SGA limits apply) |
| Funded by | General tax revenues | Social Security trust fund |
| Medicaid | Usually automatic in most states | After 24 months, Medicare |
2015 eligibility thresholds
- Countable resources under $2,000 for an individual ($3,000 for a couple)
- Countable income below the federal benefit rate ($733/month for an individual)
- Colorado adds a small state supplement to the federal payment
Children's SSI
Disabled children under 18 are evaluated under different medical criteria. Parents must document how the child's condition limits age-appropriate activities. Maria E. Martinez handles most childhood SSI cases in our office.
Some people receive both SSDI (if work history is minimal but present) and SSI to reach the minimum payment. We evaluate dual eligibility during your consultation.